The Government of India launched the PMSBY Scheme 2024. To provide Health Insurance coverage to all the permanent residents of India the central government of India launched the Pradhan Mantri Suraksha Bima Yojana. The PMSBY scheme is a one-year accidental insurance scheme renewable from year to year offering coverage for death or disability due to accident. All the applicants who want to avail the benefits of the scheme must renew the scheme every year on 31st May. With very low premiums under the PMSBY scheme, the applicants did not have to worry about financial problems to buy health insurance.
PMSBY Scheme Details 2024
To provide health insurance coverage of up to INR 2 lakh by just paying a premium of INR 20 per month the Government of India launched the scheme. All permanent residents of India who are between the age group of 18 to 70 years are eligible to avail the benefits of the scheme. The applicant will receive financial assistance of INR 2 lakh on the occasion of death or disability and financial assistance of INR 1 lakh on partial disability. The premium of INR 20 will be directed directly from the applicant’s savings account. All the applicants who clear the eligibility criteria must visit the official website and fill out the application form online.
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Key Highlights of PMSBY Scheme
| Name of the scheme | PMSBY Scheme |
| Launched by | Government of India |
| Objective | Health Insurance |
| Beneficiaries | Citizens of India |
| Official website | Jan Suraksha website |
The objective of PMSBY Scheme
The main objective of launching the PMSBY Scheme is to help the financially unstable who cannot afford proper Healthcare insurance. With the help of this scheme, the citizens of India who are financially unstable can get health insurance at a very cheap rate than the market. The applicants just have to pay the premium of INR 20 which will be deducted directly from their savings account. The term of the Pradhan Mantri Suraksha Bima Yojana scheme is only one year the applicants have to renew their scheme every year. To avail the benefits of this scheme the applicant must have a savings account open in any bank that is affiliated with the government.
Eligibility Criteria
- The applicant must be between the age group of 18 to 70 years.
- The applicant must have a savings account in any bank.
Benefits of PMSBY Scheme
- The selected applicants under the scheme will receive Health Insurance of up to INR 2 lakh if they occur an accident.
- In case of that, the applicant will receive the full financial assistance of INR 2 lakh and in case of partial disabilities, the applicant will receive INR 1 lakh.
- The applicants just have to pay the premium of INR 20 which is way cheaper than the market.
- With the help of this scheme, financially unstable citizens can also get life insurance without worrying about financial troubles.
Age Limit
- The age limit for this PMSBY Scheme is 70 years.
PMSBY Premium
- The premium under the scheme is INR 20.
Required Documents
- Aadhar Card
- Email ID
- Mobile Number
- Electricity bill
- PAN Card
- Passport Size Photo
- Birth certificate
- Death certificate
Coverage Under PMSBY
- Under the PMSBY scheme, the applicants will receive insurance coverage of INR 2 lakh.
PMSBY Scheme Claim Process
STEP 1: To claim the PMSBY Scheme the applicant can visit the official Jan Suraksha website or can visit the bank branch where the Policy was purchased by the applicant.
STEP 2: By visiting the official website or the bank branch the applicant must receive the claim Application form from the concerned official.
STEP 3: Once the applicant has the claim application form the applicant must fill out the details that are asked and attach all the required documents.
STEP 4: Once the application is submitted by the applicant, the insurance company will look into the matter and disburse the insurance amount.
STEP 5: The applicant must submit the application form correctly with the correct details and within time to receive the insurance amount as fast as possible.
Renewal Process
STEP 1: To renew the Pradhan Mantri Suraksha Bima Yojana the applicant can go to the official website.
STEP 2: Once the applicant reaches the home page the applicant can click on the option Renew.
STEP 3: A new page will appear on your desktop screen the applicant must enter all the details that are asked and attach all the necessary documents.
STEP 4: After entering all the details the applicant must quickly review it and click on the option submit to complete their process.
Contact Details
- Phone No:-1800-110-001
FAQs
What is the insurance coverage to be given under the PMSBY Scheme?
The insurance coverage of INR 2 lakh will be given to the applicant under the PMSBY Scheme.
What is the premium to be given under the PMSBY Scheme?
The premium of INR 20 is to be given by the applicant under the PMSBY Scheme.
Who is eligible to available the benefits of the PMSBY Scheme?
All the citizens who are between the age group of 18 to 70 years are eligible to avail the benefits of the PMSBY Scheme.